I think these guys need multi-million dollar insurance, seeing as how they are constantly causing lots of collateral damages. Especially the Hulk. Is there a shirt replacement insurance he can get as well? Superman might need that too? He keeps losing his suits whenever he changes into his underwear-outside outfit.
Batman and Spiderman can do with medical insurance. They seem fragile.
But I think no insurance company will want to provide any annuity scheme to them though. Pay and pay, seemingly forever. These guys live forever. CPF Life would go bankrupt with them.
I thought it was funny, yet sensible. Have a good laugh!