It's the eve of X'mas, and a time for reflection. Has this been a worthwhile year, and the giving done? It's a wonderful time to celebrate the decisions and the outcomes.
If only we had a place and weather like winter in Nami Island (Korea).
But we face the deck of cards we are dealt with, and remain happy to achieve what we can accomplish within those boundaries.
In any case, it's the last week to contribute to SRS and to top up your spouse's CPF! I'm done. Have you?
Merry X'mas all! May your year been a fruitful one. *burp*