Digital wallets and e-transactions have taken some time to materialise. But surely and certainly they have. There now seems to be a myriad of options. I finally succumbed to this form of electronics transaction.
In truth, I didn't have much of a motivation to do so. Most, if not all, credit cards already have this pay wave option, and most transactions below $100 don't even need to be signed anymore.
I finally got round to installing Android Pay, but only because POSB/DBS has some offers to link their credit cards to Android Pay with the first five transactions offering 25% rebates till 30 Sep 2016. So why not? Anyway, the installation and linking to my credit card was quite seamless and went without a hitch.
Using it, however, was another thing altogether. Must say I'm a noob on this. Wifey told me McDonalds was offering a further $2 rebate with payments via Android Pay. More discounts! So I gave it a go at the McCafe when we went to one outlet for breakfast over the weekend.
Took a few tries before I got it to work though. Other than switching on the NFC function on my phone, and activating the app, I couldn't figure out where on the reader machine I was supposed to place my phone against. Sheesh. Pretty embarrassing. Felt like an old fogey who couldn't handle technology. The staff was not much help, so I guess I sought some consolation in that. After some trying, it eventually worked. Looks like need to place the phone over the right corner of the reader.
Have a cuppa and enjoy discounts over discounts ... at least, for the first few transactions anyway.
And in addition to that, since I was ordering McCafe coffee, might as well use the McCafe app to earn the rewards to lead to a free drink. 5 cups of McCafe coffee will get you that freebie. Speaking of which, here's a trick when ordering at McCafe - you can order the normal McDonalds menu items too. Skip the lengthy queues at the normal McDonalds queue!
And since the McDonalds was at a CapitaMall, there's also their CapitaStar loyalty points programme. Snap a picture of the bill above $20 and get points that can be redeemed for a cash voucher.
So there you have it - 4 apps and a whole load of freebies: Android Pay rebates, McDonalds discount, McCafe free coffee, CapitaStar cash voucher.